Terms and Conditions
Dear Partner,
Effective 18th November 2025 at 06:00 HRS (UTC+3), all Sandbox API User and API Key values created before that date will be invalidated and will return a 401 Unauthorized error.
After this update, you will be required to generate a new pair of API User and API Key to successfully test on the Sandbox environment.
Please note:
This change applies only to Sandbox credentials and will not affect your production credentials, if already provisioned.
Existing subscription keys will continue to work.
Get Paid
Our get paid APIs enable businesses to collect payments from consumers and businesses in different ways. It enables businesses to trigger a real time payment within any digital channel (web, app) within our own channel. It also enables businesses to issue an invoice against a consumer or business that can be paid any time through MoMo.
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Request Payment
Refund
Notify
Payment Status
Account Balance
Transfer
Transfer Status
Account Balance
Pay
We enable businesses to disburse payments to other consumers or businesses. This can be used in the context of salary payments, benefits disbursements and any other pay out. It can also be used to pay other businesses (suppliers).
MoMo API Success Stories
“We’ve seen improvements in accuracy and speed of processing payments with the integration of the MoMo API”
Medhi Matovu
Co-Founder, Lusuku
"We wanted to tap into the big subscriber base
MoMo offers"
Patience Ankuda
Co-Founder, Culipa
“We’ve made some integrations with MoMo APIs, which has eased the work of money transfer.”
Abdul Hamidu Juma
Manager, Sundus Exchange & Money Transfer
“We’ve seen improvements in accuracy and speed of processing payments with MoMo API"
Medhi Matovu
Co-Founder, Lusuku